Archives for finance

Banking and Shadow Banking

Words… what do they really mean? What is banking? What does a bank do, or what is it that a bank is supposed to do? I’m 53 and in my lifetime, I’ve witnessed a complete change in the banking system in the U.S.

Fannie, Freddie and U.S. Housing Finance Reform

On August 7, President Obama suggested that Fannie Mae and Freddie Mac should go out of business, as he called for “a return of private capital, [to] put the risk and rewards associated with mortgage lending in the hands of private actors, not the taxpayers.”

Retail Risk: A First Mortgage Doesn’t Mean What It Once Meant

In this analysis, LANDCO Principal David Rosenbaum examines a question recently put forth by Marc Andreesen and the implications for LANDCO: What if e-commerce reduces in-store sales, even by just a little bit? And what happens if the loss of volume is not just temporary, but structural?

The Smart Money is on Science

3rd of 5 parts on climate change and real estate by David Rosenbaum: Call it earth-friendly or economically imperative, investors who embrace the greening of real estate can profit by getting ahead of the curve. Denial and resistance are dead ends.

LANDCO Real Estate