Archives for real estate

Mortgage Rates Rise But Will Anyone Feel The Effects?

Mortgage Rates Today Mortgage rates increased 3 basis points this week to 5.74% down from a high of 6.01% in June 2022. To put this increase into perspective, for a …

Is Housing Still In Demand?

On July 26th the DEMAND SIDE data is scheduled to be released on Unit sales, Price, and Months of Inventory. While new home sales are up to 850,000, the volume being built is nowhere …

Mortgage Rates Continue to Decrease

For the week ending 7.7.22 Mortgage rates decreased 43 bps to 5.50%. For a $100,000 loan the monthly payment decreased $27 to $568/mo. or $19/day. 30 Year Mortgage Rates While …

Mortgage Rates Decreased to 5.93%. Are Rates Stabilizing?

For the week ending 6.30.22 Mortgage rates decreased 8 bps to 5.93%. For a $100,000 loan, the monthly payment decreased by $6 to $595 which is equal to around $20 …

Alert – Mortgage Rates to Break 6.00%

10 Year US Treasury rates are up 39 basis points.  This will cause mortgage rates to exceed 6.00% in the next 10 days.  In addition, 1-year US Treasuries are up 54 bps. This …

Will the Consumer Price Index Exceed 9.0%?

The Consumer Price Index (CPI) for May 2022 data was released today and the year-over-year increase from 8.3% to 8.6%. The main driver of the increase in March was due …

Will the Long Yield Curve Be Impacted?

Week ending June 9, 2022: 10 Year US Treasury rates increased 12 bps which will put upward pressure on this coming week’s mortgage rates.  The short-term yield curve remains steep while …

Will Treasury Rate Increases Continue to Put Pressure on Mortgage Rates?

10 Year US Treasury rates increased 17 basis points for the week ending June 2nd, 2022.  This will put upward pressure on this coming week’s mortgage rates.  The short-term yield curve remains …

The Elements That Make Up the Economic Seasons

We are all familiar with Porgy and Bess classic Summertime line, “When the fish are jumpin’…” that can bring back memories of the Old South or at least remind us of an era gone by. As summer ambles, with too many back to school television advertisements already, I wonder where the time has gone.

Retail Risk: A First Mortgage Doesn’t Mean What It Once Meant

In this analysis, LANDCO Principal David Rosenbaum examines a question recently put forth by Marc Andreesen and the implications for LANDCO: What if e-commerce reduces in-store sales, even by just a little bit? And what happens if the loss of volume is not just temporary, but structural?

Cyprus, the Cost of Doing Business, and Austerity: Why LANDCO Shorts Real Estate

In this analysis, LANDCO Principal David Rosenbaum examines the role of austerity in our current economic climate.

The Meaning of Greening

5th of 5 parts on climate change and real estate by David Rosenbaum: Climate change has brought us to a turning point in real estate as important as the invention of skyscrapers or the conception of suburbia, perhaps as important as the settling of the west.

Change in the Real Estate Climate

4th of 5 parts on climate change and real estate by David Rosenbaum: Polling reveals that Americans have begun to accept as scientific fact that human activity is dangerously affecting the climate (Rasmussen, Quinnipiac, Yale, National Wildlife Federation).

The Smart Money is on Science

3rd of 5 parts on climate change and real estate by David Rosenbaum: Call it earth-friendly or economically imperative, investors who embrace the greening of real estate can profit by getting ahead of the curve. Denial and resistance are dead ends.

Political Climate Change

2nd of 5 parts on climate change and real estate by David Rosenbaum: The guys in the green jerseys are in the LEED. That’s exactly where real estate must go in order to stay in the game. The future is with environmental regulation.