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The Consumer Price Index Is At 9.1% But Why?

The Consumer Price Index (CPI) for June 2022 data was released today and the year-over-year increase went from 8.6% to 9.1%. The main driver of the increase in March was …

Treasury, Inflation, And Jobs; Are We Rallying?

U.S. Treasury debt, which is the benchmark used to price other domestic debt, is an influential factor in setting consumer interest rates. Yields on corporate, mortgage, and municipal bonds rise …

Mortgage Rates Continue to Decrease

For the week ending 7.7.22 Mortgage rates decreased 43 bps to 5.50%. For a $100,000 loan the monthly payment decreased $27 to $568/mo. or $19/day. 30 Year Mortgage Rates While …

Yield Curve Shows Slight Invert

Daily changes in the US 10 Year Treasury rates are the blue bars while the red line is the 14-day cumulative change in rates: 35 bps decrease. RATES ROCKET UP …

Mortgage Rates Decreased to 5.93%. Are Rates Stabilizing?

For the week ending 6.30.22 Mortgage rates decreased 8 bps to 5.93%. For a $100,000 loan, the monthly payment decreased by $6 to $595 which is equal to around $20 …

Will Mortgage Rates Continue To Rise?

Mortgage rates remained at 6.01% for the week ending June 23rd, 2022, while 10 Year US Treasuries DECREASED by19 basis points, thus the spread increased by 19 bps to 292 …

Will The Fed’s Aggressive Action Curb Inflation?

10 Year US Treasury rates DECREASED 19 basis points for the week ending 6.23.22.   The short-term yield curve remains steep while longer-term 5+ years is slightly INVERTED. This occurred a week …

Feds Raise Rates to 6.01% – Will This Help Control Inflation?

Mortgage rates increased 55 basis points while 10 Year US Treasuries INCREASED 24 basis points, thus spread increased by 28 bps to 273 bps or 105 bps ABOVE the 168 bps …

Alert – Mortgage Rates to Break 6.00%

10 Year US Treasury rates are up 39 basis points.  This will cause mortgage rates to exceed 6.00% in the next 10 days.  In addition, 1-year US Treasuries are up 54 bps. This …

Will the Consumer Price Index Exceed 9.0%?

The Consumer Price Index (CPI) for May 2022 data was released today and the year-over-year increase from 8.3% to 8.6%. The main driver of the increase in March was due …

Will the Long Yield Curve Be Impacted?

Week ending June 9, 2022: 10 Year US Treasury rates increased 12 bps which will put upward pressure on this coming week’s mortgage rates.  The short-term yield curve remains steep while …

How Will Surging Treasury Rates Effect Mortgage Rates?

Mortgage rates increased 17 basis points while the 10 Year US Treasuries INCREASED 12 bps (in the prior week the 10-year Treasury increased 17 bps), thus spread increased by 4 …

Will Treasury Rate Increases Continue to Put Pressure on Mortgage Rates?

10 Year US Treasury rates increased 17 basis points for the week ending June 2nd, 2022.  This will put upward pressure on this coming week’s mortgage rates.  The short-term yield curve remains …

Mortgage Rates Decrease By 3 BPS

At the start of 2022 mortgage rates increased FASTER than the 10-year Treasury rates. This past week the 10 Year treasury rates increased 17 bps while Mortgage rates decreased by 3 bps thus a 20 bps decrease in spread occurred.

NEW Home Sales/Prices – April 2022

Nearly 4 years ago in November 2018 mortgage rates briefly went about 5.00% and sales of New Homes stalled, and the Months of Inventory soared. In April 2022 the same …

US 10 Year Treasury Rates Decreased 9 BPS

Inflation improved in April, and as such the Yield Curve dropped particularly for longer-term rates this past week

Mortgage Rates Decreased to 5.33%

Mortgage rates decreased 15 basis points, while 10 Year US Treasuries decreased 9 bps, thus spread decreased by 6 bps to 258 bps or 90 bps ABOVE the 168 bps average.  

NCREIF Returns March 31, 2022

Total 4 quarter return for March 31st, 2022 attained a RECORD HIGH of 21.9% but look out for rising 10 Year US Treasury Rates. NCREIF Total Property Returns The main driver was industrial …

10 Year Treasury Rates Unchanged – Mortgage Rates Down 5 BPS

10 Year US Treasury rates remain unchanged for the week ending May 19th, 2022.  The short-term yield curve remains steep. Lending Rates and Borrowing Costs MORTGAGE RATES ARE NOW 5.48% …

Mortgage Rates Decreased 5 BPS to 5.48%

Mortgage rates decreased 5 basis points while 10 Year US Treasuries had NO Change, thus spread decreased by 5bp to 264bp or 96bp ABOVE the 168bp average. 30 Year Mortgage Rates …

10 Year Treasuries DOWN 21 bps – Yield Curve Relatively FLAT 5+ with INVERSION

Inflation data for the month of April had some encouraging results. As such the 10 Year US Treasury rates decreased 21bps for the week ending May, 12th 2022. Lending Rates and …

Mortgage Rates Increased 3 BPS to 5.53%

A 3-bps increase is a $2 a month payment increase for a $100,000 loan. That is a $0.06 (six cents) a day increase.  Rates are virtually unchanged.

10 Year Treasury Rates UP – Yield Curve FLAT For Years 5+

On May 4th the Feds increased the Fed Funds rate by 50 bps AND curtailed their Taper Program holdings of mortgage secured investments.  This will put upward pressure on longer-term rates …

Mortgage Rates Rise to 5.50%

Mortgage rates have increased 20 bps while 10 Year US Treasuries have also increased by 20 bps, thus the spread remained at 245 bps. As predicted, at the May 4th …

Existing Home Market for MARCH 2022

Existing homes Sales continue to pull back due to record low available homes for sale and due to increasing interest rates.  Rising mortgage rates will slow future home sales but …

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