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What Will Impact Treasury and Mortgage Rates?

This Week’s Data that Could Impact Treasury and Mortgage Rates are monthly updates and Weekly data on Unemployment Claims–Wednesday and Mortgage rates—Thursday. The 10-year Treasury increased by 19 base points on September …

Mortgage Rates Now Headed to 7.0%

Existing Homes Sales continue to decline (see blue line) due to rising mortgage rates, higher home prices (although prices have declined slightly), and relatively few homes for sale.  August’s sales are the …

Home Buying Has Spiked But for How Long?

As new home sales spiked in August, months of inventory dropped. Speculation as to why the increase in buying New homes buyers could be anticipating mortgage rates will go even …

Rates Have Risen Again; What Does This Mean For The Economy?

Mortgage rates are back on the rise today. Borrowers looking for a 30-year fixed-rate mortgage will find rates over 6.52%. 30-Year Mortgage Rates Mortgage rates INCREASE 30 bps to 6.52% …

The 1-Year Yield Increases to 4.00%

The Yield Curve inversion increased as short-term rates increased more than the longer term.  NOTE 1-year was up 40bp in ONE WEEK.  The 1-year yield is now 4.00% vs 3.48% for …

With Inflation High, How Will the Fed’s React?

INFLATION: The annual number reported each month is a combined string of 12 months of data, think of it as being 12 dominoes, a new one comes on, and the …

Mortgage Rates Up Slightly – What is the Fed’s Next Move?

Mortgage rates INCREASE 21 bp to 6.07% for the week ending September 8th, 2022. For a $100,000 loan, the monthly payment INCREASED from $13 to $604/mo. or $0.44/day. 30-Year Mortgage …

Is There an End In Sight?

How long will we have the current inflation problem?  Could there be an end in sight? Clearly, Energy and to a lesser extent food are the major causes of the …

Jobs Report Strong Despite Unemployment Rate

The new jobs report was announced this morning with 311,000 new jobs added to the labor market this quarter, (pre-COVID was 180k-200k) which is strong despite the unemployment rate increasing …

Home Sales Decline But is it Slowing?

Existing Homes Sales continue to decline due to rising mortgage rates, higher home prices, and relatively few homes for sale. Record low-interest rates in 2020-’22 likely may have brought forward the demand to …

Mortgage Rates Increase to 5.75% – Where is The Tread Headed?

Mortgage rates INCREASE 42 bps to 5.75% for the week ending August 25th, 2022. For a $100,000 loan, the monthly payment INCREASED $26 to $584/mo. or $0.88/day. 30-Year Mortgage Rates …

New Home Sales are Key Driver To US Employment

NEW Home Sales to Existing home sales is currently 14% (1 out of 7).  NEW home sales are a key driver to US employment both for those directly involved in …

Data that Could Impact Treasury and Mortgage Rates

WEEKLY: Unemployment claims are available each Wednesday. They have been increasing since the Fed announced its intention to increase interest rates to address inflation concerns. As the weekly claim filings …

Good News! Mortgage Rates Decrease to 5.33%

Mortgage rates DECREASE 7 bps to 5.33% for the week ending August 18th, 2022. For a $100,000 loan, the monthly payment DECREASED by $4 to $557/mo. or $0.13/day. 30-Year Mortgage …

Inverted Yield Curve Despite Strong Job Growth

Check out the shape of the Yield Curve. While longer-term rates were up more than shorter-term rates this past week, the Yield Curve continues to be inverted despite last Friday’s strong Net …

Mortgage Rates Up Slightly to 5.40%

Mortgage rates INCREASE 21 basis points to 5.40%. For a $100,000 loan, the monthly payment INCREASED by $13 to $561/mo. or $0.42/day. 30-Year Mortgage Rates While mortgage rates INCREASED 21bp, …

Industrial Property Is at Near Record Levels for Appreciated Return  

Q2 2022 returns are HALF of the prior quarter. The 4-quarter return remains at near record levels due to the elevated prior quarterly returns. Rising 10 Year US Treasury Rates are …

Inflation DOWN From 9.1% to 8.5% as Energy Prices Decline

The Consumer Price Index (CPI) for July was released today and the year-over-year total decreased from 9.1% to 8.5% as gasoline prices decreased in July.  Core was unchanged at 5.9%. …

What Could the Inverted Yield Curve Indicate?

Daily changes in the US 10 Year Treasury rates are the blue bars while the red line is the 14-day cumulative change in rates: a 23 basis point decrease. For …

Mortgage Rates Lower to 5.19%

Mortgage rates decreased 31 basis points to 5.19%. For a $100,000 loan, the monthly payment decreased $19 per month to $548/mo. or $0.64/day. That is a significant savings. While the …

New Home Sales Are Key Drivers For Economy

NEW Home Sales compared to Existing home sales are currently 12% (1 out of 8). NEW home sales are a key driver to US employment both for those directly involved in …

US 10-Year Treasury Rates Decreased 23 Basis Points

10 Year US Treasury Daily changes in the US 10 Year Treasury rates are the blue bars while the red line is the 14-day cumulative change in rates: 28bp decrease. …

Mortgage Rates Decrease to 5.50%

For the week ending 7.28.22 Mortgage rates decreased 24bp to 5.50%. For a $100,000 loan the monthly payment decreased $15 to $583/mo. or $0.50/day. 30-Year Mortgage Rates While mortgage rates …

What Will Impact Treasury and Mortgage Rates?

The upcoming week’s data reveals a few things that could impact Treasury and Mortgage rates. These things include consumer confidence, new home sales, prices, and months of inventory, the existing …

Fed’s Must Balance Inflation vs Unemployment

The Federal Reserve’s next meeting is THIS Wednesday, July 27th.   The debate amongst economists now is how much will the Feds raise rates: 75bp vs 100bp. With the unemployment rate remaining …

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